Darul Iftaa Mahmudiyyah

Regarding Life insurance & Disability Insurance

· 6 Ramadan 1421 AH1 min readFatwa 1649English

Question

Respected Mufti Sahib, My employer offers life insurance and disability insurance benefits. I am not sure if as a Muslim, I should enroll in such policies? Please assist me. Jazakallah!

Answer

It is not permissable to take out any conventional insurance policy as it has elementts of interesst and gambling in it.

Mufti E. Desai

Answered by
Mufti E. Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/1649
Fatawa SA: https://fatawa.co.za/fatwa/askimam-1649

People also ask

Is insurance permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 392 fatawa from 7 Darul Iftas on this

What the Darul Iftas say
Are life insurance and funeral policies permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 81 fatawa from 7 Darul Iftas on this

What the Darul Iftas say

Same question, other Darul Iftas

The closest match from each Darul Ifta, found by wording. Check that the question matches yours.

Compare the answers side by side

Related fatawa