Are occupational pension and private health care schemes halal, when their cost is met by one's employer.

· 27 Jumada I 1421 AH1 min readFatwa 192English

Question

My employer has offered the above package to me at no cost - they will not offer a cash alternative.The pension is paid to all employees through a lump sum at retirement with the employer paying into the fund annually on my behalf.The fund invests primarily in stocks and shares.The health cover enables all health costs to be met by my employers insurance company and myself to be treated in a private hospital (UK).My Imam advised referring this matter to Justice Taqi Uthmaani

Answer

It is permissible to accept the pension and health schemes offer of your employer.

And Allah Ta'ala Knows Best

Mufti Ebrahim Desai

Answered by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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