Darul Iftaa Mahmudiyyah

Renting property to a mortgage company

· 2 Ramadan 1434 AH1 min readFatwa 26053English

Question

A friend of mine has a big property to let out. He has been approached by a mortgage company for hiring the place. They lend money on mortgage and charge interest on loans.

My friend wants to know if he can let out the property to them? He has already said no to the bank and Dept. store who sell pork and alcohol and the property has been vacant for more than a year.

Answer

In the name of Allah, Most Gracious, Most Merciful

Assalaamu `alaykumwaRahmatullahiWabarakatoh

Oneshould abstain from renting ones property to a mortgage company. However, we understand from the query that your place is vacant for more than a year and you are un able to lease out. Therefore, if one is going through financial constraint and is unable to lease out his property except to a mortgage company, then there is leeway in doing so.

(FatawaMahmudiya: 25/146-147, Maktaba Mahmudiya)

(Imdaadul Ahkaam: 3/534-535, Maktaba Darul Ulum Karachi)

(AzizulFatawa: pg 637-638, Darul Isha’at)

For further details please refer to:

http://daruliftaa.net/Islamic-Finance/rentproperty.html

And Allah Ta’āla Knows Best

Mufti Hussein Issa,
Student of Darul Iftaa

Mozambique

Checked and Approved by,
Mufti Ebrahim Desai.
www.daruliftaa.net

References (Arabic / Urdu sources)

في الدر المختار: ( و ) جاز ( إجارة بيت بسواد الكوفة ) أي قراها ( لا بغيرها على الأصح ) وأما الأمصار وقرى غير الكوفة فلا يمكنون لظهور شعار الإسلام فيها ، وخص سواد الكوفة لأن غالب أهلها أهل الذمة ( ليتخذ بيت نار أو كنيسة أو بيعة أو يباع فيه الخمر ) وقالا لا ينبغي ذلك لأنه إعانة على المعصية وبه قالت الثلاثة ، زيلعي

وقال ابن عابدين رحمه الله: ( قوله وجاز إجارة بيت إلخ ) هذا عنده أيضا لأن الإجارة على منفعة البيت ، ولهذا يجب الأجر بمجرد التسليم ، ولا معصية فيه وإنما المعصية بفعل المستأجر وهو مختار فينقطع نسبيته عنه ، فصار كبيع الجارية ممن لا يستبرئها أو يأتيها من دبر وبيع الغلام من لوطي والدليل عليه أنه لو آجره للسكنى جاز وهو لا بد له من عبادته فيه ا هـ زيلعي وعيني ومثله في النهاية والكفاية

( رد المحتار: 6/392، سعيد )

Answered by
Mufti Hussein Issa
Checked & approved by
Mufti Ebrahim Desai
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Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/26053
Fatawa SA: https://fatawa.co.za/fatwa/askimam-26053

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