What does Islam say regarding medical aid voluntary and compulsary especially in the South African context?

· 11 Safar 1422 AH1 min readFatwa 2774English

Question

The question text was not published separately; the title stands in for it.

What does Islam say regarding medical aid voluntary and compulsary especially in the South African context?

Answer

Conventional medical aid schemes have elements of interest and gambling in them, therefore, not permissible.

If a person is required to take out a medical aid scheme due to employment rules and principles, he will be excused to do so. However, he may use the benefits of the medical aid scheme only to the extent of the premiums paid by him. It is not permissible to voluntarily take out a conventional medical aid scheme.

and Allah Ta'ala Knows Best

Mufti Ebrahim Desai
FATWA DEPT.

Answered by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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