What does Islam say regarding medical aid voluntary and compulsary especially in the South African context?
Question
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What does Islam say regarding medical aid voluntary and compulsary especially in the South African context?
Answer
Conventional medical aid schemes have elements of interest and gambling in them, therefore, not permissible.
If a person is required to take out a medical aid scheme due to employment rules and principles, he will be excused to do so. However, he may use the benefits of the medical aid scheme only to the extent of the premiums paid by him. It is not permissible to voluntarily take out a conventional medical aid scheme.
and Allah Ta'ala Knows Best
Mufti Ebrahim Desai
FATWA DEPT.
- Answered by
- Mufti Ebrahim Desai
Where scholars differ, it’s safer to take the more cautious view.
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Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/2774
Fatawa SA: https://fatawa.co.za/fatwa/askimam-2774