What can I (or do I have to) do if a creditor passes away before I could pay my debts to him?

· 8 Rabiʻ II 1435 AH1 min readFatwa 28260English

Question

What can I (or do I have to) do if a creditor passes away before I could pay my debts to him?

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, if the creditor passes away before the debtor can pay his debt, then the debtor shall pay off the debt to the inheritors of the creditor.[1]

However, in the absence of inheritors, the debtor shall distribute the debt to the poor and needy and make the intention of isale-e-thawab i.e. to intend the reward for the creditor.[2]

And Allah Ta’āla Knows Best

Fahad Abdul Wahab

Student Darul Iftaa

USA

Checked and Approved by,

Mufti Ebrahim Desai

www.Daruliftaa.net

References (Arabic / Urdu sources)

[1] كفايت المفتي ج٨ ص ١٣٨ دار الاشاعت

[2] جامع الفتاوي ج٦ ص٢٦٠ ادارة تاليفات اشرفية

Answered by
Fahad Abdul Wahab
Checked & approved by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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