Darul Iftaa Mahmudiyyah

Is insurance haram? Even if it is required by law? What if you need insurance to pay medical bills which can exceed thousands of dollars?

· 27 Jumada I 1421 AH1 min readFatwa 286English

Question

The question text was not published separately; the title stands in for it.

Is insurance haram? Even if it is required by law? What if you need insurance to pay medical bills which can exceed thousands of dollars?

Answer

All forms of Insurance is not permissible since these companies are based on Interest and gambling.

The Noble Qurãn says, ''O` You who believe!! Verily intoxicants, gambling and the casting of arrows for luck are filth from the works of Shaitaan. So avoid all this so that you may attain success. (Qur'an 5:90)

'O` You who believe, fear Allah and leave out that which remains from Riba (Interest), if you are believers. And if you do not do it, then take notice of war from Allah and His Rasool. (Qur'an 2:279)

Mufti Ebrahim Desai

Answered by
Mufti Ebrahim Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/286
Fatawa SA: https://fatawa.co.za/fatwa/askimam-286

People also ask

Is insurance permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 392 fatawa from 7 Darul Iftas on this

What the Darul Iftas say

Related fatawa