Darul Iftaa Mahmudiyyah

What kind of insurances are permitted, if any?

· 28 Safar 1437 AH1 min readFatwa 34630English

Question

Reference to Fatwa # 42599 regarding car-insurance facility offered by company I am working in. Actually what I need to ask is what kind of insurances are permitted, if any?

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh

In principle, conventional car-insurance facilities are impermissible due to the elements of Qimaar (gambling), Riba (interest) and Gharar (future uncertainty). However it will be permissible to use insurance facilities in certain special scenarios such as if it is a government requirement. We advise you to consult with a respected and competent scholar/Alim/Mufti who will guide you in such matters.

And Allah Ta’āla Knows Best

Ismail Desai,

Darul Iftaa

Checked and Approved,

Mufti Ebrahim Desai.

Answered by
Ismail Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/34630
Fatawa SA: https://fatawa.co.za/fatwa/askimam-34630

People also ask

Is insurance permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 392 fatawa from 7 Darul Iftas on this

What the Darul Iftas say

Related fatawa