Darul Iftaa Mahmudiyyah

Are Islamic credit cards halaal?

· 22 Dhuʻl-Hijjah 1440 AH1 min readFatwa 42790English

Question

Is this Permissiable to get cash on islamic credit card with profit rate and paid in 12 months

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

For us to advise you, please explain the procedures of the Islamic credit card. What makes the Islamic credit card different from a conventional credit card? You may reply to admin@daruliftaa.net (Reference – Nadeem)

And Allah Ta’āla Knows Best

Nadeem Moulana

Student Darul Iftaa
Elizabethtown, Kentucky USA

Checked and Approved by,
Mufti Ebrahim Desai.

Answered by
Nadeem Moulana
Checked & approved by
Mufti Ebrahim Desai
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Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/42790
Fatawa SA: https://fatawa.co.za/fatwa/askimam-42790

People also ask

Is using a credit card permissible?

“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”

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