Working for American Express - Is it permissible for me?

· 25 Safar 1442 AH1 min readFatwa 46321English

Question

I am an engineering student from India, and I have got an offer to work as a software engineer in American Express. I have heard that American Express credit card doesn't involve interest, but they charge a fine if not replayed. Should I accept the offer?

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, there are two aspects which are considered before determining the Shari’ah Compliancy of a job profile.

1. The nature of the job profile/description itself.

2. The major source of the funds from which the employees of the company/bank are remunerated.

The majority of conventional bank’s financial earnings are derived from bank deposits which are permissible and lawful. [1]

Software engineers are computer science professionals who use knowledge of engineering principles and programming languages to build software products and run network control systems among other things.

If your role as a software engineer will not bring you into direct contact with Haram activities such as interest, it will be permissible to work as a software engineer.

And Allah Ta’āla Knows Best

Bilal Yusuf Pandor

Student Darul Iftaa

Lusaka, Zambia

Checked and Approved by,
Mufti Ebrahim Desai

References (Arabic / Urdu sources)

اسلام اور جدید معاشی مساءل، ج۴، ص۱۳٦، ادارۃ اسلامیت

Answered by
Bilal Yusuf Pandor
Checked & approved by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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