Darul Iftaa Mahmudiyyah

should we as Muslims still keep minimum insurance, i.e. third party car insurance

· 4 Rabiʻ II 1423 AH1 min readFatwa 5905English

Question

I live in the US State of Michigan. In this state car insurance is a little different from other states. If someone hits your car then no matter who is at fault each person must get money from his own insurance company. For example if I have minimum insurance and someone hits my car then even though it is his fault my insurance will not pay me anything(apart from medical costs if required) because I have the minimum insurance ie third party. In this kind of situation should we as Muslims still keep minimum insurance.

Answer

One will be excused for taking out a third insurance policy if there is no other way to claim for the damage done to one's car.

and Allah Ta'ala Knows Best

Mufti Ebrahim Desai

Answered by
Mufti Ebrahim Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/5905
Fatawa SA: https://fatawa.co.za/fatwa/askimam-5905

People also ask

Is insurance permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 392 fatawa from 7 Darul Iftas on this

What the Darul Iftas say
Is car insurance permissible when it is compulsory?

“If taking out car insurance in your country is mandatory from the side of the government, it will be permissible for you to take out car insurance as well as claim from the insurance company at the time of an accident.”

Mufti Online · 65 fatawa from 4 Darul Iftas on this

What the Darul Iftas say

Same question, other Darul Iftas

The closest match from each Darul Ifta, found by wording. Check that the question matches yours.

Compare the answers side by side

Related fatawa