Building RDP Houses with Interest Money

· 6 Dhuʻl-Qiʻdah 1442 AH1 min readEnglish

Question

Someone has Riba Money and intends giving it to us after being advised by somebody else.

Will it be permissible to accept it?

INFORMATION

Among our communities we have very poor people – homeless people – reverts who are desperate and cannot bear the difficulties they face against their own families due to accepting Islam, and other challenges as well.

Can we build RDP homes with this Riba money for those desperate in need of shelter? The houses to be given to them.

Answer

Yes, you may become representatives of the owners of that interest money in spending it on the poor Muslims. However, it will not be permissible to use this money to build houses and then give these houses to the poor. One will have to give the money itself to the poor.

If you wish, you may give this money to a trustworthy poor person who will in turn build houses and give them to the poor.

References (Arabic / Urdu sources)

فقہاء کے کلام سے یہی متشرح ہوتا ہے کہ مالِ حرام اصل مالک کو

پہنچانا ضروری ہے، اور اربابِ اموال کے نا معلوم ہونے پر بعینہ وہ چیز یا رقم صدقہ

کردی جائے اس کو تبدیل کرنا درست نہیں۔ (فتاوی دار العلوم زکریا ۵/۴۲۰)

ويردونها على اربابها إن عرفوهم وإلا تصدقوا لأن سبيل الكسب الخبيث التصدق

إذا تعذر الرد على صاحبه (رد المحتار ٦/١٨٢)

فيجب رد عين الربا لو قائما لا رد ضمانه (الدر المختار صـــ٤٣٠ طـــ دار

الكتب العلمية)

تو فاضل رقم وہاں سے وصول کرکے غرباء کو

دیدی جائے اس نیت سے کہ اللہ پاک اس کے وبال سے محفوظ رکھے (فتاوی محمودیہ ۱۶/۳۸۱)

Approved by
Mufti Muhammed Saeed Motara Saheb D.B.
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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