Zakaat On Outstanding Debt

· 10 Safar 1447 AH1 min readEnglish

Question

I sold my share of a property in Rajab 1445, for R100. At the conclusion of the sale in Rajab 1445, I received R90 as payment. The buyer promised to pay the remainder R10 in the near future.

My annual Zakaat due date is 1st Ramadhaan. Therefore, on 1st Ramadhan 1445, along with my other Zakaatable assets, I discharged Zakaat on the R90 only (as I still had the R90 in my possession). On 1st Ramadhan 1446, again I discharged Zakaat on the R90 only. In Muharram 1447, I received the payment of the outstanding R10. Do I need to discharge Zakaat for 1446 and 1447 on the outstanding R10?

Answer

If the debtor acknowledges this debt and/or there is proof of him owing the outstanding amount, then Zakaat will have to be paid on the outstanding amount for each year (i.e.1445 onwards). If there is no proof and he is denying the existence of the debt, then Zakaat will not be paid on this amount for the year 1445. However, once the amount is paid, the creditor will have to discharge for the year that he receives the payment (i.e. from Ramadhan 1446 onwards).

N.B. The amounts cited in the query are merely for illustrative purposes

References (Arabic / Urdu sources)

وَأَمَّا الدَّيْنُ الْمَجْحُودُ فَإِنْ لَمْ يَكُنْ لَهُ بَيِّنَةٌ فَهُوَ عَلَى الِاخْتِلَافِ وَإِنْ كَانَ لَهُ بَيِّنَةٌ اخْتَلَفَ الْمَشَايِخُ فِيهِ قَالَ بَعْضُهُمْ: تَجِبُ الزَّكَاةُ فِيهِ؛ لِأَنَّهُ يَتَمَكَّنُ الْوُصُولُ إلَيْهِ بِالْبَيِّنَةِ فَإِذَا لَمْ يُقِمْ الْبَيِّنَةَ فَقَدْ ضَيَّعَ الْقُدْرَةَ فَلَمْ يُعْذَرْ، وَقَالَ بَعْضُهُمْ: لَا تَجِبُ؛ لِأَنَّ الشَّاهِدَ قَدْ يَفْسُقُ إلَّا إذَا كَانَ الْقَاضِي عَالِمًا بِالدَّيْنِ؛ لِأَنَّهُ يُقْضَى بِعِلْمِهِ فَكَانَ مَقْدُورَ الِانْتِفَاعِ بِهِ، وَإِنْ كَانَ الْمَدْيُونُ يُقِرُّ فِي السِّرِّ وَيَجْحَدُ فِي الْعَلَانِيَةِ فَلَا زَكَاةَ فِيهِ كَذَا رُوِيَ عَنْ أَبِي يُوسُفَ؛ لِأَنَّهُ لَا يَنْتَفِعُ بِإِقْرَارِهِ فِي السِّرِّ فَكَانَ بِمَنْزِلَةِ الْجَاحِدِ سِرًّا وَعَلَانِيَةً.

وَإِنْ كَانَ الْمَدْيُونُ مُقِرًّا بِالدَّيْنِ لَكِنَّهُ مُفْلِسٌ فَإِنْ لَمْ يَكُنْ مَقْضِيًّا عَلَيْهِ بِالْإِفْلَاسِ تَجِبُ الزَّكَاةُ فِيهِ فِي قَوْلِهِمْ جَمِيعًا

(بدائع الصنائع، ج ٢،ص٣٩١)

قال قاضي خان : وفي الدين الوسط لا يجب الأداء ما لم يقبض مائتي درهم، ولا يعتبر الحول بعد القبض، ويعتد بما مضى من الحول قبل القبض في الصحيح من الرواية، انتهى

(فتاوى قاضي خان،ج١،ص٢٢٣)

Answered by
Mufti Abdul Kader Fazlani
Checked & approved by
Mufti Yacoob Vally Saheb
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Ifta Ibn Masood. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

People also ask

Do debts reduce zakaat, and is zakaat due on money owed to me?

“If the zakat recipient allows you to pay off his debts without him personally taking possession of the zakat money, it will be valid.”

Ask Imaam · 126 fatawa from 7 Darul Iftas on this

What the Darul Iftas say
What if I did not pay zakaat for past years?

“Zakaat is compulsory on the payout received from the insurance company for the previous years. However, it should be known that it is only permissible for one to take back the amount he had given to the insurance company. The…”

Mufti Online · 33 fatawa from 6 Darul Iftas on this

What the Darul Iftas say