Darul Ifta Ibn Masood

Income Earned From Insurance Companies

· 5 Rabiʻ II 1447 AH1 min readEnglish

Question

I have family members who work for insurance companies, so will it be permissible to eat at their homes and accept gifts from them?

Answer

In principle, if it is known with certainty that a majority of their income is from a Haraam source (i.e. from the salaries earned from working in insurance companies), then it will not be permissible to eat at their homes and accept their gifts. However, if it is known that the salaries earned from working in the insurance companies do not form part of the majority of their income (i.e. 51% or more), then it will permissible to eat at their homes and accept their gifts.

References (Arabic / Urdu sources)

(الْبَابُ الثَّانِي عَشَرَ فِي الْهَدَايَا وَالضِّيَافَاتِ) أَهْدَى إلَى رَجُلٍ شَيْئًا أَوْ أَضَافَهُ إنْ كَانَ غَالِبُ مَالِهِ مِنْ الْحَلَالِ فَلَا بَأْسَ إلَّا أَنْ يَعْلَمَ بِأَنَّهُ حَرَامٌ، فَإِنْ كَانَ الْغَالِبُ هُوَ الْحَرَامَ يَنْبَغِي أَنْ لَا يَقْبَلَ الْهَدِيَّةَ، وَلَا يَأْكُلَ الطَّعَامَ إلَّا أَنْ يُخْبِرَهُ بِأَنَّهُ حَلَالٌ وَرِثْتُهُ أَوْ اسْتَقْرَضْتُهُ مِنْ رَجُلٍ، كَذَا فِي الْيَنَابِيعِ.

وَلَا يَجُوزُ قَبُولُ هَدِيَّةِ أُمَرَاءِ الْجَوْرِ؛ لِأَنَّ الْغَالِبَ فِي مَالِهِمْ الْحُرْمَةُ إلَّا إذَا عَلِمَ أَنَّ أَكْثَرَ مَالِهِ حَلَالٌ بِأَنْ كَانَ صَاحِبَ تِجَارَةٍ أَوْ زَرْعٍ فَلَا بَأْسَ بِهِ؛ لِأَنَّ أَمْوَالَ النَّاسِ لَا تَخْلُو عَنْ قَلِيلٍ حَرَامٍ فَالْمُعْتَبَرُ الْغَالِبُ، وَكَذَا أَكْلُ طَعَامِهِمْ، كَذَا فِي الِاخْتِيَارِ شَرْحِ الْمُخْتَارِ. (الفتاوى الهندية 5/420)

(الْبَابُ الثَّانِي عَشَرَ فِي الْهَدَايَا وَالضِّيَافَاتِ) أَهْدَى إلَى رَجُلٍ شَيْئًا أَوْ أَضَافَهُ إنْ كَانَ غَالِبُ مَالِهِ مِنْ الْحَلَالِ فَلَا بَأْسَ إلَّا أَنْ يَعْلَمَ بِأَنَّهُ حَرَامٌ، فَإِنْ كَانَ الْغَالِبُ هُوَ الْحَرَامَ يَنْبَغِي أَنْ لَا يَقْبَلَ الْهَدِيَّةَ، وَلَا يَأْكُلَ الطَّعَامَ إلَّا أَنْ يُخْبِرَهُ بِأَنَّهُ حَلَالٌ وَرِثْتُهُ أَوْ اسْتَقْرَضْتُهُ مِنْ رَجُلٍ، كَذَا فِي الْيَنَابِيعِ.

وَلَا يَجُوزُ قَبُولُ هَدِيَّةِ أُمَرَاءِ الْجَوْرِ؛ لِأَنَّ الْغَالِبَ فِي مَالِهِمْ الْحُرْمَةُ إلَّا إذَا عَلِمَ أَنَّ أَكْثَرَ مَالِهِ حَلَالٌ بِأَنْ كَانَ صَاحِبَ تِجَارَةٍ أَوْ زَرْعٍ فَلَا بَأْسَ بِهِ؛ لِأَنَّ أَمْوَالَ النَّاسِ لَا تَخْلُو عَنْ قَلِيلٍ حَرَامٍ فَالْمُعْتَبَرُ الْغَالِبُ، وَكَذَا أَكْلُ طَعَامِهِمْ، كَذَا فِي الِاخْتِيَارِ شَرْحِ الْمُخْتَارِ. (الفتاوى الهندية 5/420)

Answered by
Mufti Abdul Kader Fazlani
Checked & approved by
Mufti Yacoob Vally Saheb
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Source: Darul Ifta Ibn Masood — https://fataawa.co.za/income-earned-from-insurance-companies/
Fatawa SA: https://fatawa.co.za/fatwa/ibnmasood-40089

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