Intending Zakaat for an unpaid loan

· 23 Rabiʻ II 1437 AH1 min readEnglish

Question

Can I make an intention of Zakaat for a loan that I had given to a poor person five years ago?

Answer

A.For a person’s Zakaat to be discharged, it is necessary for a person to make an intention of Zakaat at the time of discharging it and not afterwards. (Fathul Qadeer 2/170) Hence, if a creditor had given a loan to his debtor (a Zakaat recipient), the creditors Zakaat will not be discharged if his intention was of a loan and not of Zakaat.

In such a case, a person cannot discharge his Zakaat that was intended as a loan and not of Zakaat.

And Allah Ta’ala Knows Best

Answered by
Mufti Ismaeel Bassa
Checked by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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