Points earned through using a credit card

· 29 Jumada II 1436 AH1 min readEnglish

Question

My question is that if there are points offered by Credit Card, can we use them or not? Are they haraam or Halaal?

Answer

The points earned from the bank through one's credit card is interest. Refrain from using these points. For further details refer to http://muftionline.co.za/node/5380

And Allah Ta'ala (الله تعالى) knows best.

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Mufti Online — Madrasah Ta'leemuddeen. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

People also ask

Is using a credit card permissible?

“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”

Mufti Online · 121 fatawa from 6 Darul Iftas on this

What the Darul Iftas say