Points earned through using a credit card
Question
My question is that if there are points offered by Credit Card, can we use them or not? Are they haraam or Halaal?
Answer
The points earned from the bank through one's credit card is interest. Refrain from using these points. For further details refer to http://muftionline.co.za/node/5380
And Allah Ta'ala (الله تعالى) knows best.
- Answered by
- Mufti Zakaria Makada
- Checked & approved by
- Mufti Ebrahim Salejee (Isipingo Beach)
Where scholars differ, it’s safer to take the more cautious view.
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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/10379
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-10379
People also ask
Is using a credit card permissible?
“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”
Mufti Online · 121 fatawa from 6 Darul Iftas on this
What the Darul Iftas say