Mufti Online — Madrasah Ta'leemuddeen

Encouraging customers to apply for a credit card

· 27 Safar 1438 AH1 min readEnglish

Question

I work in a department store, and as part of the job we are obliged to encourage customers to get a store card, which is a credit card, and if they do, to open accounts for them. I too have to sign their contracts which states they must pay interest if they miss or fail to make their payment on time. What is the ruling on credit cards, and is this work permissible?

Answer

It is impermissible to be party to a contract that involves interest.

And Allah Ta'ala (الله تعالى) knows best.

Answered by
Mufti Ebrahim Salejee (Isipingo Beach)
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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/16972
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-16972

People also ask

Is using a credit card permissible?

“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”

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