Mufti Online — Madrasah Ta'leemuddeen

Selling items on online stores with different payment options

· 18 Dhuʻl-Qiʻdah 1447 AH1 min readEnglish

Question

On Amazon and other online stores, there's a type of installment payment that involves interest. The buyer takes out a loan from the bank to pay for the product in installments, and the store pays the seller upfront without any interest. The buyer pays the installment to the store, and the store pays the seller the full price of the product immediately.

It's not possible to disable this payment option on these stores.

Would it be legal to sell on these online stores?

Answer

Since the interest dealing takes place between the purchaser and the bank (who pays on behalf of the purchaser) and there is no interest dealing taking place between the purchaser and Amazon), using Amazon as a medium to sell one's products is permissible.

And Allah Ta'ala (الله تعالى) knows best.

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/36674
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-36674

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