First National Bank give points for using their credit card which is known as ebucks. These ebucks can be redeemed by exchanging it for Woolworths vouchers or other vouchers from participating stores

· 24 Ramadan 1427 AH1 min readFatwa 14648English

Question

Dear Mufti Saheb

First National Bank give points for using their credit card which is known as ebucks. These ebucks can be redeemed by exchanging it for Woolworths vouchers or other vouchers from participating stores. Is it permissible to redeem these points and use these vouchers to purchase clothing and food from these participating stores.

Jazakallah

Cassim Ebrahim

Answer

Assalamu Alaikum Warahmatullah

Brother/Sister in Islam

It is permissible to use the points of the First National Banks credit card and also redeem the points in exchange for Woolworth’s vouchers

And Allah Knows Best

Mufti Ebrahim Desai

Please Note: Listen to live discourses and advices given by Mufti Ebrahim Desai throughout this Ramadhan streaming on WWW.RADIORAMADHANCROYDON.COM Every alternate day after Fajr. 5:30am and after Taraweeh at 10:15pm. Also 10:00am everyday, Q/A 2:00pm and after Asr Majlis 5:15pm. All times are according to British standard times.

Answered by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

People also ask

Is using a credit card permissible?

“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”

Mufti Online · 121 fatawa from 6 Darul Iftas on this

What the Darul Iftas say