Darul Iftaa Mahmudiyyah

Various banks offer incentives when swiping their credit cards in the form of e-bucks, air rewards, voyager miles, points that convert to cash etc.

· 26 Muharram 1430 AH1 min readFatwa 17419English

Question

Various banks offer incentives when swiping their credit cards in the form of e-bucks, air rewards, voyager miles, points that convert to cash etc. Kindly enlighten me on the permissibility of benefiting from such schemes offered.

Answer

The points earned on voyager miles etc upon swiping a credit card is in essence an incentive and bonus from the credit card company, persuading the holder to increase his usage of the credit facility. It is similar to any other bonus or incentive one may receive. We do not find anything that is un-Islamic in these schemes that are offered.

And Allah knows best

Checked and Approved by:

Mufti Ebrahim Desai
Darul Iftaa

Checked & approved by
Mufti Ebrahim Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/17419
Fatawa SA: https://fatawa.co.za/fatwa/askimam-17419

People also ask

Is using a credit card permissible?

“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”

Mufti Online · 121 fatawa from 6 Darul Iftas on this

What the Darul Iftas say

Related fatawa