Darul Iftaa Mahmudiyyah

Is it considered interest if the retailer charges me a fee for paying via credit card?

· 24 Rabiʻ I 1422 AH1 min readFatwa 3222English

Question

Is this interest? Whenever I re-fuel my car, I pay through credit card, but they charge me 2.5% more. The reason for this is that the bank charges them this much of money, and they take it from their customers so as to save their costs. Please advise me if this extra money is interest or not?

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

No, the 2.5% surplus is not interest. It is the commission charged by the credit card issuing company/bank for facilitating the transaction. [i]

And Allah Ta’āla Knows Best

Mufti Ebrahim Desai

Answered by
Mufti Ebrahim Desai
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Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/3222
Fatawa SA: https://fatawa.co.za/fatwa/askimam-3222

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