Darul Iftaa Mahmudiyyah

Zakaat on borrowed money

· 27 Shawwal 1440 AH1 min readFatwa 40898English

Question

Do I pay zakaat on money that I have lent someone ? I know they will pay me back but it may be in many many years . It is a large sum and I dont want the zakaat to accumulate .

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Zakaat is wajib on debts owed to one[1]. Zakaat has to be paid on money you lent someone. You may pay the Zakaat every year or after being paid.

The procedure of calculating Zakat is to pay 2.5% in the first year. The second year you must pay 2.5% on the balance after deducting 2.5% of the first year and so forth.

And Allah Ta’āla Knows Best

Mahomed Yasser Mahomed Yunus Hussen

Student Darul Iftaa
Mozambique

Checked and Approved by,
Mufti Ebrahim Desai.

References (Arabic / Urdu sources)

[1] كتاب النوازل ج٦ ص٤٨٤–٤٨٨

فَفِي الْقَوِيِّ تَجِبُ الزَّكَاةُ إذَا حَالَ الْحَوْلُ، وَيَتَرَاخَى الْقَضَاءُ إلَى أَنْ يَقْبِضَ أَرْبَعِينَ دِرْهَمًا فَفِيهَا دِرْهَمٌ، وَكَذَا فِيمَا زَادَ بِحِسَابِهِ، البحر الرائق شرح كنز الدقائق ومنحة الخالق وتكملة الطوري (2/ 223)

احسن الفتاوى ج٤ص٢٧١

الفتاوى السراجية

وَأَمَّا حَوَلَانُ الْحَوْلِ فَلَيْسَ مِنْ شَرَائِطِ جَوَازِ أَدَاءِ الزَّكَاةِ عِنْدَ عَامَّةِ الْعُلَمَاءِ. بدائع الصنائع في ترتيب الشرائع (4/ 46)

سَبَبِ الْوُجُوبِ وَهُوَ مِلْكُ نِصَابٍ كَامِلٍ نَامٍ أَوْ فَاضِلٍ عَنْ الْحَاجَةِ الْأَصْلِيَّةِ لِحُصُولِ الْغِنَى بِهِ وَلِوُجُوبِ شُكْرِ نِعْمَةِ الْمَالِ عَلَى مَا بَيَّنَّا فِيمَا تَقَدَّمَ . بدائع الصنائع في ترتيب الشرائع (4/ 46)

وَالْأَصْلُ فِيهِ حَدِيثُ عَلِيٍّ «لَا زَكَاةَ فِي مَالِ الضِّمَارِ» وَهُوَ مَا لَا يُمْكِنُ الِانْتِفَاعُ بِهِ مَعَ بَقَاءِ الْمِلْكِ.

(قَوْلُهُ لَا زَكَاةَ فِي مَالِ الضِّمَارِ) الضِّمَارُ بِالضَّادِ الْمُعْجَمَةِ بِوَزْنِ حِمَارٍ. قَالَ فِي الْبَحْرِ: وَهُوَ فِي اللُّغَةِ الْغَائِبُ الَّذِي لَا يُرْجَى، فَإِذَا رُجِيَ لَيْسَ بِضِمَارٍ، وَأَصْلُهُ الْإِضْمَارُ، وَهُوَ التَّغْيِيبُ وَالْإِخْفَاءُ، وَمِنْهُ أَضْمَرَ فِي قَلْبِهِ شَيْئًا. الدر المختار وحاشية ابن عابدين (رد المحتار) (2/ 266)

(وَ) اعْلَمْ أَنَّ الدُّيُونَ عِنْدَ الْإِمَامِ ثَلَاثَةٌ: قَوِيٌّ، وَمُتَوَسِّطٌ، وَضَعِيفٌ؛ (فَتَجِبُ) زَكَاتُهَا إذَا تَمَّ نِصَابًا وَحَالَ الْحَوْلُ، لَكِنْ لَا فَوْرًا بَلْ (عِنْدَ قَبْضِ أَرْبَعِينَ دِرْهَمًا مِنْ الدَّيْنِ) الْقَوِيِّ كَقَرْضٍ (وَبَدَلِ مَالِ تِجَارَةٍ) فَكُلَّمَا قَبَضَ أَرْبَعِينَ دِرْهَمًا يَلْزَمُهُ دِرْهَمٌ. الدر المختار وحاشية ابن عابدين (رد المحتار) (2/ 305)

آپ کے مسائل اور انكا حل ج٣ص٤٣٦

Answered by
Mahomed Yasser Mahomed Yunus Hussen
Checked & approved by
Mufti Ebrahim Desai
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Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/40898
Fatawa SA: https://fatawa.co.za/fatwa/askimam-40898

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