Are medical aid and hospital plans permissible?

· 2 Dhuʻl-Qiʻdah 1441 AH1 min readFatwa 45528English

Question

السلام عليكم ورحمة الله وبركاته

I'd like to know if medical aid and hospital plans are permissible?

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Conventional forms of medical aid and hospital plans have elements of interest, insurance and Garar (uncertainty) in them, all of which are prohibited.

And Allah Ta’āla Knows Best

Mohamed Ebrahim bin Ismail Abdullah

Student - Darul Iftaa

Pietermaritzburg, KZN, South Africa

Checked and Approved by,

Mufti Ebrahim Desai.

26-10-1441|17-06-2020

Answered by
Mohamed Ebrahim bin Ismail Abdullah
Checked & approved by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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