Are medical aid and hospital plans permissible?
Question
السلام عليكم ورحمة الله وبركاته
I'd like to know if medical aid and hospital plans are permissible?
Answer
In the Name of Allah, the Most Gracious, the Most Merciful.
As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.
Conventional forms of medical aid and hospital plans have elements of interest, insurance and Garar (uncertainty) in them, all of which are prohibited.
And Allah Ta’āla Knows Best
Mohamed Ebrahim bin Ismail Abdullah
Student - Darul Iftaa
Pietermaritzburg, KZN, South Africa
Checked and Approved by,
Mufti Ebrahim Desai.
26-10-1441|17-06-2020
- Answered by
- Mohamed Ebrahim bin Ismail Abdullah
- Checked & approved by
- Mufti Ebrahim Desai
Where scholars differ, it’s safer to take the more cautious view.
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Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/45528
Fatawa SA: https://fatawa.co.za/fatwa/askimam-45528
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