Can a person give Sadaqah while in Debt?

· 13 Jumada II 1442 AH1 min readEnglish

Question

I have started work recently. I have debts from my past years BUT Insha Allah I wish to give sadaqah from my new salary? Is this allowed? Is it a sin for me to give sadaqah whilst I have debts? I do have a plan to catch up on my debts, BUT I want to give sadaqah instead of wasting it elsewhere.

Answer

1) While you have debts on your head which are due immediately, any surplus must be used to pay your debts. In this case, it is not permitted to give money in Sadaqah.

This is because payment of your debt is compulsory while Sadaqah is optional and it is not permitted to neglect one’s obligations in favour of what is optional.

2) If the debt is on terms and the said terms are met, then one may give money in Sadaqah. However, it is preferable to hasten the payment of any debts due.

And Allah Ta’ala Knows Best

Answered by
Mufti Moosa Salie
Checked by
Mufti Taahir Hansa
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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