Mufti Online — Madrasah Ta'leemuddeen

Encouraging customer to take finance

· 21 Safar 1436 AH1 min readEnglish

Question

I want to sell my car and I know that in most cases, people will not be able to buy it cash. I know a car dealer who arranges finance from the bank for customers. Can I advertise the car and say that finance can be arranged, and when a customer comes to me, I will send him to the car dealer who I know will assist him with the finance? Will this be permissible?

Answer

This is impermissible as you will be encouraging people to take interest-bearing loans from the bank.

And Allah Ta'ala (الله تعالى) knows best

References (Arabic / Urdu sources)

وَتَعَاوَنُوا عَلَى الْبِرِّ وَالتَّقْوَىٰ وَلَا تَعَاوَنُوا عَلَى الْإِثْمِ وَالْعُدْوَانِ وَاتَّقُوا اللَّـهَ إِنَّ اللَّـهَ شَدِيدُ الْعِقَابِ ﴿المائدة: ٢﴾

يَأَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَوا أَضْعَافًا مُّضعَفَةً وَاتَّقُوا اللَّـهَ لَعَلَّكُمْ تُفْلِحُونَ ﴿آل عمران: ١٣٠﴾

عن جابر قال لعن رسول الله صلى الله عليه وسلم آكل الربا وموكله وكاتبه وشاهديه وقال هم سواء (صحيح مسلم # 1598)

عن عبد الله بن حنظلة غسيل الملائكة قال قال رسول الله صلى الله عليه وسلم درهم ربا يأكله الرجل وهو يعلم أشد من ستة وثلاثين زنية ( مسند أحمد # 21957)

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
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Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/8699
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-8699

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