Darul Iftaa Mahmudiyyah

Are we allowed to do car insurance?

· 13 Shaʻban 1428 AH1 min readFatwa 15585English

Question

I live in Lahore, Pakistan. I have just bought a car. Now many of my friends advice me to insure my car. here in my city the traffic is quite mismanaged and the traffic rules are easily broken. Considering this situation can I insurance of my car? The insurance companies ask for 5 to 6% of the cars price and give complete protection for one year. please advice.

Answer

In the name of Allah, Most Gracious, Most Merciful

Assalaamu `alaykum waRahmatullahi Wabarakatoh

Third party insurance is not permissible as it consists of interest and gambling. Insurance also has an element of garar (uncertainty) in it, which is also prohibited.

And Allah knows best

Wassalam

Mufti Ebrahim Desai
Darul Iftaa

Answered by
Mufti Ebrahim Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Iftaa Mahmudiyyah. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Iftaa Mahmudiyyah — https://askimam.org/public/question_detail/15585
Fatawa SA: https://fatawa.co.za/fatwa/askimam-15585

People also ask

Is insurance permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 392 fatawa from 7 Darul Iftas on this

What the Darul Iftas say
Is car insurance permissible when it is compulsory?

“If taking out car insurance in your country is mandatory from the side of the government, it will be permissible for you to take out car insurance as well as claim from the insurance company at the time of an accident.”

Mufti Online · 65 fatawa from 4 Darul Iftas on this

What the Darul Iftas say

Related fatawa